Understanding the DOL Fiduciary Rule
The DOL Fiduciary Rule, requires that all financial professionals who work with retirement plans or provide retirement planning advice must act as a fiduciary.
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Standard of Care – Fiduciary or Suitability
Financial advisor, financial planner, financial consultant, wealth manager, etc. – there are many names used by investment professionals today. But what’s more important than the…
Plan For, and Then Accept, Embrace and Appreciate Bear Markets
While there is no official definition, a bear market has traditionally been defined as a 20% decline in a broad stock market index. Since the…
Understanding What Market Indexes Do…and Don’t Do
You probably have heard that the Dow Jones Industrial Average topped 20,000 for the first time on January 25, 2017. When a popular index, like…
How Risky Should Your Portfolio Be?
Would you rather have a guaranteed $10,000 today, or the opportunity to earn anywhere from $5000 to $20,000 over the next twelve months? Are you…
2016 in Review
It’s hard to think all the way back to January 2016, but the year began with a bit of a shock when US stocks had…
What is an Investment Policy Statement and Why You Should Have One
An Investment Policy Statement (IPS) is a document designed to establish a clear understanding between an Investor and an Advisor as to the goals and…
Taxation of Inherited Annuities
Annuities are complicated products that often cause much confusion for annuity owners, let alone their beneficiaries. There can be significant tax consequences associated with the…