FREQUENTLY ASKED
QUESTIONS

Many firms focus on the numbers, such as portfolio size or annual income, or restrict themselves to a limited service area. We welcome conversations with individuals and families across a wide range of income levels and net worth – in our community and across the country. Our goal is to provide advice tailored to your unique needs and circumstances and designed to bring you closer to reaching your goals.

A fee-only financial advisor is compensated solely by client fees, unlike commission-based advisors who earn income through product sales or fee-based advisors who may be compensated by both fees and commissions. This fee-only approach helps to reduce conflicts of interest, thereby increasing the likelihood that an advisor’s suggestions are made with their client’s best interests in mind. Fee-only advisors are more likely to act as fiduciaries, meaning they’re legally obligated to put their client’s interests first.

Jackie Goldstick, Principal, Director of Financial Planning Services and Wealth Manager, and Doug Marcello, Wealth Manager, are members of NAPFA, the nation’s leading professional association of fee-only advisors. As such, Core Wealth Management does not receive commissions or referral fees of any kind.  Compensation comes solely from our clients in the form of flat fees, hourly fees, or as a percentage of assets under management. Additionally, the advisors at Core Wealth Management are all CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals who adhere to a strict code of ethics, meet extensive continuing education requirements, and are committed to always acting as fiduciaries.

Core Wealth Management, as a Registered Investment Advisor registered with the SEC, is a fiduciary. We are committed to putting our clients’ interests first and providing the highest standard of care. Conflicts of interest are disclosed as soon as they are identified, and costs are transparent. Our interests are aligned with those of our clients, and we pride ourselves on always acting with complete integrity.

Both Todd Schanel, Principal, Director of Investment Advisory Services and Wealth Manager, and Jackie Goldstick, Principal, Director of Financial Planning Services and Wealth Manager, and Doug Marcello, Wealth Manager, are CERTIFIED FINANCIAL PLANNER™ (CFPs®) professionals.

Available à la carte or blended for comprehensive wealth management, our core services include financial planning, investment management and 401(k) plan management. Tightly integrated accounting and tax-preparation services are available through our affiliated firm, Schanel & Associates. Specialized alliances are available as needed for additional needs such as real estate analysis, estate planning and more.

At Core Wealth Management, we have extensive experience preparing clients for retirement.  This includes helping clients understand what retirement will actually look like, both from a financial and a non-financial perspective.  By first identifying both concerns and overall objectives, we are able to create a realistic plan to meet a client’s goals while also being sure to take their risk parameters into consideration.  Plans are implemented in a flexible and cost-efficient manner, with specific attention given to tax planning.  Retirement plans are continually updated as objectives evolve and new circumstances present themselves.

When it comes to planning for retirement, you’ll want to make sure that all your bases are covered. The highly-trained and experienced financial planners at Core Wealth Management will help you determine and articulate your financial goals and priorities and then work with you to develop a comprehensive plan that encompasses investments, insurance, taxes and estate planning. No matter your financial needs and concerns, our professionals will seek to answer your questions and develop a plan to help you feel confident that you are on track for a secure retirement.

We offer an initial consultation that is complimentary.  It is an opportunity for us to get to know one another and determine if we would be a good fit for each other.  At the conclusion of that meeting, once we have a better understanding of your situation and what your concerns are, we can then tell you how we think we can most cost-effectively and efficiently work together.  You will understand what the costs will be upfront and you can then determine if you want to move forward and in what capacity.