2020: An Unforgettable Year
A global pandemic, a severe and abrupt recession, and civil unrest made 2020 a truly tumultuous and unprecedented year. But perhaps the real story of…
Read more
Rules for Inherited Roth IRAs
A Roth IRA is perhaps the most tax-friendly asset that an heir can inherit. However, the rules regarding distributions can be somewhat complicated. The Q&A…
Calculating the Payback Period on a Mortgage Refinance
As explained in our article on “How to Evaluate a Mortgage Refinance”, the decision to refinance comes down to evaluating the benefit of the interest…
How to Evaluate a Mortgage Refinance
With interest rates at historic lows, many homeowners are considering refinancing their current mortgage. But making the decision to refinance or not can be tricky…
2020 Education Funding Provisions
Beginning at the end of 2019 with the passage of the SECURE Act and then continuing with the CARES Act which was passed in response…
2020 Q1: The Quarter in Review
After a surprisingly strong year for stocks in 2019, the new decade got off to a rough start for investors with one of the most…
CARES Act: IRA and Retirement Plan Provisions
There are several provisions in the CARES Act, which was signed into law on March 27, 2020, that provide flexibility to retirement account owners. In…
CARES Act: Changes to Minimum Distribution Requirements for 2020
Included in the CARES Act, which was signed into law on Friday, March 27th, 2020, are provisions related to tax-deferred retirement plans/IRAs and minimum distribution…