PATH Act of 2015 Makes Most Tax Extenders Permanent
On December 18th, Congress and the President once again agreed to a deal on the tax “extenders” that had expired at the end of 2014…
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Changes to Social Security Claiming Strategies
Please keep in mind that changes to the Social Security benefits do not necessarily mean that delaying social security benefit until age 70 is no…
Behavioral Mistakes to Avoid in Investing
Whenever the market is in a bit of turmoil, it’s important to revisit some of the common behavioral mistakes that can potentially derail even the…
Index Fund Investing: Is it Really That Simple?
Index fund investing is as popular as ever. In 2014, Vanguard alone recorded record mutual fund inflows totaling $216 billion. Investors are catching on to…
The “Back-Door” Roth IRA: Helping High Earners Keep More of Their Earnings
High earners who would otherwise be excluded from contributing to a Roth IRA may want to consider this strategy. If ever there were a tax-efficient…
A Primer on the Various Types of Investment Firms
In today’s world, there are several different types of investment firms, but with important differences between them that confuse not only consumers but even many…
Learning to Appreciate Bear Markets
While there is no official definition, a bear market has traditionally been defined as a 20% decline in a broad stock market index. Needless to say,…
Real Diversification: An Example
In a previous article, we discussed the idea that a properly diversified portfolio provides investors with an effective tool for reducing risk and volatility, without necessarily…