What is an Investment Policy Statement and Why You Should Have One
An Investment Policy Statement (IPS) is a document designed to establish a clear understanding between an Investor and an Advisor as to the goals and…
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Taxation of Inherited Annuities
Annuities are complicated products that often cause much confusion for annuity owners, let alone their beneficiaries. There can be significant tax consequences associated with the…
Interview: What Role Should Dividends Play in Your Retirement Plan?
I was recently interviewed by Gary Foreman of the website DollarStretcher.com about the role of dividends in a retirement portfolio.
Tips for Tax Efficient Investing
An investment portfolio with a mix of stocks and bonds will produce three types of investment return: interest, dividends and capital gains. Added together, they…
Higher Earners May Once Again Face Steep Hikes in Medicare Premiums
For those you who are on Medicare or who will be eligible for Medicare in 2017, the costs of Part B premiums may be substantially…
Dividends Are Great, But Don’t Fall in Love
Investors seem to love dividend paying stocks. The appeal of these stocks rests largely on the idea that a dividend paying stock allows an investor…
2015 In Review
The financial press had a field day with headlines in 2015. In the fourth quarter alone, we were greeted with news stories about plummeting oil…
PATH Act of 2015 Makes Most Tax Extenders Permanent
On December 18th, Congress and the President once again agreed to a deal on the tax “extenders” that had expired at the end of 2014…