Interview: What Role Should Dividends Play in Your Retirement Plan?
I was recently interviewed by Gary Foreman of the website DollarStretcher.com about the role of dividends in a retirement portfolio.
DetailsRetirement Planning
Dividends Are Great, But Don’t Fall in Love
Investors seem to love dividend paying stocks. The appeal of these stocks rests largely on the idea that a dividend paying stock allows an investor to collect income while leaving the principal intact. Safe, easy money, right? Not quite.
Details2016 Contribution Limits for Retirement Accounts
Annual contribution limits for retirement savings accounts for 2015 and 2016, as established by the IRS, are listed below. Please keep in mind that contributions to Traditional IRAs, Roth IRAs, and SEP IRAs can be made up until the time your tax return is due, including extensions.
Changes to Social Security Claiming Strategies
Please keep in mind that changes to the Social Security benefits do not necessarily mean that delaying social security benefit until age 70 is no longer a good strategy. It just means that in some cases, delaying will not be as good a deal as it was before.
DetailsThe “Back-Door” Roth IRA: Helping High Earners Keep More of Their Earnings
High earners who would otherwise be excluded from contributing to a Roth IRA may want to consider this strategy. If ever there were a tax-efficient saving vehicle, it is the Roth IRA. It can: Provide you with the double benefit of tax-free growth and tax-free withdrawals in retirement Is not subject to Required Minimum Distributions (RMDs)…
DetailsA Primer on the Various Types of Investment Firms
In today’s world, there are several different types of investment firms, but with important differences between them that confuse not only consumers but even many investment professionals. The short article below provides a basic overview of the various types of firms and how they differ. “Brand Name” Brokerage Firms Much investment advice in the U.S.…
DetailsBeneficiary of a Roth IRA – What You Need to Know
When the account holder of a Roth IRA dies, most of the rules applicable to the beneficiaries of Traditional IRAs apply. However, there are some specific rules that are unique to Roth IRAs, especially as it relates to non-spouse beneficiaries.
DetailsSocial Security Benefits for Divorced Spouses
Whether you are currently divorced or you are going through a divorce, it is important to understand how social security benefits are impacted by the dissolution of your marriage.
DetailsGovernment Policies and Your Investment Portfolio
Last February, Newsweek magazine ran a cover story entitled “We Are All Socialists Now” in which the authors, Jon Meacham and Evan Thomas wrote: “The America of 2009 is moving toward a modern European state” and “more government intrusion into the economy will almost surely limit growth as it has in Europe, where a big welfare state has caused chronic high unemployment” (Newsweek, February 16, 2009).
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