While there is no official definition, a bear market has traditionally been defined as a 20% decline in a broad stock market index. Needless to say, bear markets can be horrifying. Not only because of the pain of seeing account balances go lower and lower, but because bear markets are often accompanied by a general sense of…
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In a previous article, we discussed the idea that a properly diversified portfolio provides investors with an effective tool for reducing risk and volatility, without necessarily giving up a return. Below is an example of how diversification across asset classes really works. Let’s compare two blended index portfolios for the 20 year period ending December 31,…
DetailsWhen the account holder of a Roth IRA dies, most of the rules applicable to the beneficiaries of Traditional IRAs apply. However, there are some specific rules that are unique to Roth IRAs, especially as it relates to non-spouse beneficiaries.
DetailsWhether you are currently divorced or you are going through a divorce, it is important to understand how social security benefits are impacted by the dissolution of your marriage.
DetailsLook at the financial magazines at the airport newsstand or turn on CNBC and you will notice that most financial news stories cover topics such as the top investments and whether or not it is a good time to buy or sell stocks. These stories make great magazine headlines and compelling television, but they have very little to do with what it takes to be a successful investor.
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