As the U.S. election on November 5th approaches, uncertainty about what lies ahead is on the rise—particularly regarding how global markets might respond. While media coverage will likely emphasize potential volatility, it’s essential for investors to stay grounded and maintain a thoughtful outlook. In efforts to help you maintain perspective during this period, we have…
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There are many approaches when it comes to investing. At one end of the spectrum is passive investing. Passive investors believe that because markets are basically efficient, it is extremely difficult to outperform the markets over time, especially after fees and costs are taken into account. Therefore, rather than try to beat the market, own the market. On the opposite end of the spectrum is active investing. Active investors believe that through research and analysis, they can identify what and when to buy and sell, and as a result, outperform the market.
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How Today’s Women are Taking Charge of their Financial Well-Being The concept of women and money has undergone significant transformations over the years. Many female baby boomers, who often filled traditional roles in child-rearing and household management, found themselves financially dependent on their spouses. Comfortable taking a backseat in managing the family’s financial affairs, many…
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One of the key investment principles we emphasize at Core Wealth Management is that investing solely in US large company stocks does not provide sufficient diversification. True diversification requires spreading investments across different asset classes that behave differently at various times. This means building a globally diversified portfolio that includes US large company stocks (such…
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The excitement of the NCAA basketball tournament, famously known as “March Madness,” is in full swing, and I’ve been eagerly tuning in. This annual event is my must-see sporting occasion of the year, holding my attention regardless of how far my beloved Tar Heels advance. That’s why the article, What I See When I Watch…
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In Q1 of 2023, global stocks gained nearly 7% in the first quarter, continuing the upward momentum that we saw in Q4 of 2022. Bonds also posted healthy returns, with the US Aggregate Bond Index returning almost 3% in just three months. Despite these investment returns, the quarter will be more remembered for a series of unnerving…
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The rapid collapse and subsequent bankruptcy of FTX, a Bahamas-based cryptocurrency exchange, has consumed mainstream media outlets since mid-November. Many people, both professionals, and next-door-neighbors are talking about whether or not cryptocurrency is dead, and some of them are wondering whether they will ever receive their lost cryptocurrency again. Background FTX was a cryptocurrency exchange…
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With inflation and recession fears dominating headlines, both stocks and bonds continued their fall in the second quarter of 2022. At times, it useful to put short term market conditions in the context of longer market cycles. If we go back to the January 1, 2009, we observe that the S&P 500 (with dividends reinvested)…
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As the global pandemic extended into 2021, the markets continued the remarkable run that began the third week of March 2020. Since that time, US large company stocks, as measured by the S&P 500 Index, have more than doubled in value. For 2021, the broad US stock market generated a positive return of more than…
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When it comes to determining how to allocate your savings, what is the difference between investing and speculating? Investing is characterized by: Productive capacity: An investment involves deploying capital in a company, property, or other entity that produces something of value. A stream of benefits: The value produced by an investment can ultimately be measured…
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