COMPANY RETIREMENT PLAN CONSULTING
SAVE, REDUCE TAXES AND ATTRACT TALENTED EMPLOYEES

In addition to IRAs and ROTH IRAs, there are various tax-advantaged vehicles available to small business owners including Individual 401(k) plans, SEP IRAs, Defined Benefits Plans and Company 401(k) plans that are designed to facilitate saving and reduce taxes.

Individual 401k Plans, SEP IRAs and Defined Benefit Plans

Both SEP IRAs, Individual 401(k) Plans and Defined Benefit Plans allow self-employed business owners to potentially save significant dollars in a tax-advantaged manner. At Core Wealth Management, we can help you determine which plan is right for you based on your income levels and number of employees.

We will help you set up the plan, determine annual funding opportunities and oversee tax and reporting requirements when necessary. Furthermore, these accounts can be managed in conjunction with your overall personal financial plan.

401K MANAGED SOLUTIONS
AT CORE WEALTH MANAGEMENT

401k plans offer an opportunity for the employees and the business owner to save money for retirement on a tax-deferred basis. Both the employees and the company can make contributions and the employees choose how to invest their money based on their own personal objectives and risk. Core Wealth Management helps business owners ensure that their company’s 401(k) retirement plans are being professionally managed with the same care and discipline we apply to individual portfolio management.

Flexible Service

For modest needs, we offer direct management of your 401(k) assets, pooled into a single account. For larger plan management, we oversee an elite, bundled team of service providers. We have extensive experience with both types of 401(k) plans.

Goals-based planning

As with our financial planning services, we assist plan sponsors and participants alike in leading with a 401(k) plan based on goals and risk tolerances.

Evidence-based investing

As with our investment management services, we find that when it comes to 401(k) planning, participants don’t need more choices; they need more help. Instead of forcing a “do it yourself,” confusing array of random funds, we offer a clean menu of tightly constructed, professionally managed model portfolios – easy to use, elegant in design.

Fiduciary oversight

Serving as your plan’s limited scope 3(21) advisor, we advise 401(k) plans with participants’ best interests in mind. When overseeing a plan from BAM Advisor Services, our provider team further serves as 3(38) advisors, removing investment selection and plan monitoring duties from your plate.